Pay as you Harvest

1,000+

Active Farmers

Guaranteed

Market Access

0%

Pre-Harvest Debt

Building Reliable Infrastructure

AI Credit Scoring

Input Distribution

Guaranteed Off-Take

Post-Harvest Settlement

Proprietary algorithms assess farmer risk profiles, enabling financial institutions to make informed lending decisions with confidence.

Farmers receive essential seeds and fertilizers on credit through our network of trusted agricultural retailers, ensuring timely access to resources.

Puno secures market access for farmers' yields, eliminating price volatility and ensuring a buyer is ready once crops are harvested.

Repayment for inputs occurs exclusively after the farmer's yield is sold, aligning with natural crop cycles and mitigating pre-harvest debt burden.

From the Field, For the Field

Puno was born from lived experience in a farming family, witnessing firsthand how traditional banking models fail smallholder farmers. This insight fueled a determination to build a financial infrastructure that truly understands and supports agricultural cycles.

We believe smallholder farmers deserve the same robust financial tools as commercial farms. Our yield-backed capital model solves the critical gap, enabling growth and stability where it's needed most.

Our commitment to innovation and impact has been recognized by leading institutions across Africa and beyond.

Access Bank Womenpreneur

Mail & Guardian 200

Top 20 NSBC

Awarded 2nd Place in the 'Her Perfect Pitch' competition, recognizing our potential to transform agri-finance.

Featured as one of South Africa's 200 Young South Africans making a significant difference in their field.

Recognized among the Top 20 National Small Business Chamber businesses for our innovative model.

Build a Resilient Food System

Partner with Puno to unlock new lending opportunities and empower smallholder farmers with risk-mitigated financial solutions.